MCA for Roofing Contractors in West Virginia: 2026 Funding Guide
West Virginia has no MCA disclosure law and its own WV Code §56-4-48 permits confession of judgment in state courts — making WV one of the few states where the COJ risk runs in both directions. The WV Contractor Licensing Board requires a specialty roofing license with a trade exam (no simple registration-only pathway), privatized WC in 2005 (competitive market, not monopolistic), and repealed state prevailing wage in 2016. This guide covers what MCAs cost Eastern Panhandle storm-restoration roofers, Charleston commercial crews, and the data center construction wave that is pouring $24 billion in roofing scope into West Virginia.
Quick Answer
West Virginia has no MCA disclosure law — no provider is required by West Virginia law to disclose a factor rate, total repayment, or APR estimate before you sign. West Virginia is one of the few states where COJ risk is bilateral: WV Code §56-4-48 permits confession of judgment in West Virginia courts (by clerk's office entry, no trial required), and Ohio and New Jersey forum-selection clauses in MCA contracts create an additional enforcement layer. The WV Contractor Licensing Board requires a specialty contractor license for roofing — a Business and Law exam plus a trade classification exam are both required; this is meaningfully more credential-intensive than Virginia's registration-based approach or states with no license. No universal surety bond is required for WV CLB licensure itself, but contractors with West Virginia employees must post a separate wage bond with the Division of Labor equal to four weeks of payroll plus 15%. West Virginia privatized its workers' compensation system in 2005 — it is now a competitive private-market state, not monopolistic like Wyoming or Washington; WC is mandatory from the first employee. West Virginia repealed its state prevailing wage law in 2016; only federal Davis-Bacon applies to WV construction projects, at the $2,000 federal threshold, with no state-specific wage floor for state-funded public work. West Virginia is not an EPA-authorized state for lead paint renovation — federal EPA RRP certification is sufficient; no West Virginia state credential is required. West Virginia's minimum wage is $8.75 per hour (2026). The defining market story in West Virginia for 2026 and beyond is data centers: thirteen documented projects, $24.1 billion in announced investment, and 18.7 GW of power capacity — including a 1.3-gigawatt Monarch Compute Campus breaking ground on the Ohio River and a multibillion-dollar Google campus in Putnam County. That pipeline represents the largest commercial roofing opportunity in West Virginia history. Factor rates for established West Virginia roofing contractors typically run 1.18–1.40; storm-chaser-pattern operations and those applying during winter slow periods regularly see 1.38–1.48.
MCA for Roofing Contractors in West Virginia: 2026 Funding Guide
A Martinsburg roofer wins a storm-restoration contract in April after an Eastern Panhandle hail event, commits $35,000 in materials and crew for twelve residential tear-offs, and waits thirty to sixty days for insurance checks to clear while payroll runs every Friday. A Charleston commercial roofing crew lands a subcontract on a state office building re-roof in June — state accounts run net-45, and the check clears in August, ten weeks after the crew mobilized. A Berkeley County roofing contractor secures a commercial flat-roof subcontract on a new data center pad as the Penzance campus breaks ground — $2.5 million in TPO membrane work over eight months, with the GC running net-30 billing from job completion milestones.
The gap between performing roofing work and collecting for it is the structural cash-flow reality of roofing contracting in West Virginia. This guide covers what MCAs actually cost West Virginia roofing contractors, why WV’s own courts are a COJ forum (not just Ohio and New Jersey), how the state’s contractor licensing exam requirements differ from neighboring states, and when cheaper alternatives make more sense. For the broader West Virginia business context, see Merchant Cash Advance in West Virginia. For Mid-Atlantic comparisons, see Virginia, Maryland, Pennsylvania, Ohio, and Kentucky roofing contractor guides. For the national roofing overview, see MCA for Roofing Contractors.
No MCA Disclosure Law: West Virginia Has No Required Disclosures Before You Sign
West Virginia has no MCA disclosure law. No provider is required by West Virginia law to disclose a factor rate, total repayment amount, APR, or any standardized cost summary before you sign a merchant cash advance agreement. There are no state enforcement mechanisms, no provider licensing requirements tied to MCA products, and no applicable consumer protection statutes that extend to commercial financing of this type.
MCAs are structured as receivables purchases, not loans. West Virginia’s usury statutes do not apply, and factor-rate pricing that translates to 40–200% effective APR is legal in the state. The disclosure protections that exist in neighboring states — Virginia’s HB 1027 disclosure requirements, New York’s S5470B estimated APR mandate, Connecticut’s 7-element pre-closing disclosure — do not reach into West Virginia.
Practical steps: Ask every provider for the factor rate and total repayment in writing before signing. Enter both figures into the MCA calculator to convert to a true APR. Compare against SBA and bank alternatives using MCA vs. SBA loans. If any offer exceeds 80% APR, compare invoice factoring (for receivables-backed funding) before committing. See state MCA disclosure laws compared for the full 50-state breakdown.
Confession of Judgment in West Virginia: The Risk Is Local, Not Just Out-of-State
West Virginia is one of the few Mid-Atlantic states where confession of judgment works against you in West Virginia’s own courts — not just in Ohio or New Jersey.
WV Code §56-4-48 explicitly provides that in any action, a defendant may confess a judgment in the clerk’s office of the circuit court for a sum admitted to be due; that confession is entered of record and is as final and valid as a judgment entered in open court on the day of confession. No trial required. No prior notice. No opportunity to defend before the judgment is entered. A COJ clause naming West Virginia as forum is directly enforceable in WV circuit courts under this statute.
This is materially different from the legal landscape in neighboring states:
| State | COJ Status |
|---|---|
| West Virginia | Permitted under §56-4-48 — WV is itself a COJ forum |
| Virginia | Banned outright for sub-$500K commercial financing (HB 1027, eff. July 2022) |
| Kentucky | KRS §372.140 voids pre-signed COJ in KY courts (OH/NJ forum gap remains) |
| Maryland | Permitted under Md. Rule 2-611 (COJ enforceable in commercial MCA contracts) |
| Ohio | ORC §2323.13 — the primary MCA COJ forum state nationally |
| Pennsylvania | Pa.R.C.P. 2950–2967 — the other primary MCA COJ forum state nationally |
The result is that a West Virginia roofing contractor who signs an MCA with a WV-forum COJ clause is exposed to a judgment entered in Charleston before they have had any opportunity to contest the claim. A contract naming Ohio or New Jersey as forum adds a second enforcement layer via UEFJA domestication.
The one protection: WV Code §46A-2-117 voids pre-signed COJ authorizations in consumer credit sales and consumer loans. This applies to residential consumer transactions — not commercial B2B contracts. A commercial MCA signed by a WV roofing business is not a consumer transaction; §46A-2-117 does not protect it.
Practical steps before signing any MCA in West Virginia:
- Search the contract for “confession of judgment,” “cognovit,” “warrant of attorney to confess judgment,” and “affidavit of confession.”
- Read the governing-law and forum-selection clause. West Virginia, Ohio, New Jersey, and Pennsylvania forums all carry live COJ exposure.
- New York’s 2019 CPLR §3218 reform closes the NY-court COJ pathway for out-of-state businesses — a NY-forum clause is less dangerous on this specific dimension.
- Consult a West Virginia business attorney before signing any MCA above $50,000 or any contract with a COJ clause.
See confession of judgment in MCA contracts for the full mechanism and how to spot risky clauses.
WVCLB Specialty Roofing License: Two Exams Required
West Virginia requires a specialty contractor license from the WV Contractor Licensing Board (WVCLB) for roofing work. The threshold is $2,500 for residential projects and $5,000 for commercial projects. Any roofing project of real scope — a residential shingle tear-off, a commercial flat-roof repair, a skylight installation — crosses one of these thresholds.
What the WVCLB roofing specialty license requires:
- Business and Law exam — covers contractor licensing law, contract basics, and West Virginia-specific regulations. Administered by Prov, Inc. ($59.95 fee).
- Trade classification exam — covers building codes and roofing-specific technical material. Also administered by Prov, Inc.
- No universal surety bond — the WVCLB does not require a surety bond for licensure itself. The “$12,000 WV contractor license bond” referenced on some surety bond aggregator sites appears to refer to local/municipal licensing requirements in specific WV jurisdictions, not the state WVCLB license.
- Wage bond (separate requirement) — contractors with West Virginia employees must separately post a wage bond with the WV Division of Labor equal to four weeks of payroll plus 15% of that amount, unless exempt (five or more years in business, $100,000 in business assets, or subsidiary of a qualifying parent company). This covers unpaid wages and is distinct from a license bond.
- GL insurance — minimums vary by license classification. Verify current requirements with the WVCLB at labor.wv.gov or wvclboard.wv.gov. Market-standard and most commercial contract requirements are $500,000–$1,000,000 per occurrence.
How WV compares to neighboring states:
| State | Roofing Credential | Exam Required? | Bond? |
|---|---|---|---|
| West Virginia | WVCLB Specialty License | Yes (B&L + trade) | No license bond; wage bond if employees |
| Virginia | DPOR Class A/B/C (broad contractor license) | Yes (Virginia exam) | No bond |
| Kentucky | No statewide roofing license | No | No |
| Maryland | MHIC Home Improvement Contractor License | No trade exam | No |
| Ohio | No statewide roofing specialty license | No | Varies by city |
| Pennsylvania | No statewide contractor license | No | No |
West Virginia is meaningfully more credential-intensive than Maryland (registration, no exam) and substantially more intensive than Pennsylvania and Ohio (no statewide roofing license). It is more comparable to Virginia, where a full DPOR contractor license requires passing the Virginia exam. This is a double-edged dynamic for MCA underwriting: the exam requirement filters out the most fly-by-night storm-chasers, but it also means the WVCLB licensing documentation (license certificate, exam completion) should be readily available when applying.
Verify current requirements and apply at labor.wv.gov.
Workers’ Compensation: Competitive Private Market Since 2005
West Virginia privatized its workers’ compensation system in 2005, with full privatization effective by 2008. WV is now a competitive private-market state — contractors purchase WC coverage from private carriers in an open market. This distinguishes WV from monopolistic WC states like Wyoming (DWS only, no private carriers), Washington State (L&I only), and North Dakota. The former WV state fund became BrickStreet Mutual and has since been renamed Encova Insurance; it remains a major carrier alongside national WC insurers.
Key rules for WV roofing contractors:
- Mandatory from the first employee. No minimum headcount, no construction-sector exemption. Sole proprietors with zero employees are generally exempt by default but may elect voluntary coverage.
- Statutory employer rule (WV Code §23-2-6). A general contractor whose roofing subcontractor lacks valid WC coverage can be deemed the statutory employer of that sub’s workers — liable for WC claims as if they were direct GC employees. This makes WC verification a standard requirement on every WV subcontract; as a subcontractor, a lapsed WC certificate exposes the GC and puts your relationship at risk.
- NCCI Class 5551 (residential steep-slope roofing) and 5545 (commercial flat/hot-tar/membrane) carry among the highest classification rates of any construction trade, reflecting fall risk and weather exposure.
A missing WC certificate is the single document most likely to trigger an immediate MCA decline or push the offer to the upper factor-rate range. Have current documentation, including the applicable NCCI class codes, ready before applying to any funder.
Lead-Safe Work: Federal EPA RRP Is Sufficient in West Virginia
West Virginia is not an EPA-authorized state. Federal EPA RRP certification is sufficient to perform lead renovation, repair, and painting work on pre-1978 structures in West Virginia — no additional state credential is required. Verify your federal Certified Renovator card is current at epa.gov/lead.
The states where federal certification is not enough (because they run their own state-authorized programs) are Alabama, Delaware, Georgia, Iowa, Kansas, Massachusetts, Mississippi, North Carolina, Oklahoma, Oregon, Rhode Island, Utah, Vermont, Washington, and Wisconsin. WV is not on this list.
The Eastern Panhandle’s pre-1978 residential housing stock — Martinsburg, Charles Town, Shepherdstown, and surrounding communities that developed as D.C. bedroom communities and before — means residential tear-offs in that market regularly trigger the 20-square-foot exterior-disturbance threshold. Maintain current federal RRP credentials; the documentation is simple to present to underwriters and eliminates a common compliance flag.
Cross-state note: Virginia is also not an EPA-authorized state (federal cert sufficient). Maryland is not an EPA-authorized state. If a WV roofer takes work in North Carolina or Georgia, those states are EPA-authorized and require state credentials — different rules apply.
No State Prevailing Wage Since 2016: Only Federal Davis-Bacon Applies
West Virginia repealed its state prevailing wage law in 2016. There is no state-mandated wage floor for purely state-funded public works projects — state government buildings, WV Department of Transportation projects, state university construction, and other state-funded work carry no prevailing wage requirement beyond the federal minimum wage.
Federal Davis-Bacon applies to WV construction projects receiving federal funding, at the $2,000 federal threshold. This covers:
- Military installation work (WV National Guard facilities, federal buildings)
- Federally funded transportation projects (FHWA, FTA)
- HUD-assisted housing
- USDA rural development projects
The 2026 DOL Wage and Hour Division survey of West Virginia highway construction workers is a routine update to the federal Davis-Bacon wage determination tables — not a new state law.
For the data center projects funded with private capital — Penzance (Berkeley County), Monarch Compute (Mason County), Google (Putnam County) — no prevailing wage applies unless federal assistance is part of the financing. Review each project’s RFP carefully; if the source of funds is unclear, confirm with the owner before pricing bids. Certified weekly payroll records are required on any federally funded project from day one.
The West Virginia Roofing Market
Data Centers: The Largest Commercial Roofing Wave in WV History
West Virginia is experiencing a historic data center construction surge driven by its abundant power infrastructure (coal → natural gas grid transition), fiber connectivity, and state-level tax incentives under HB 2014 (2025), which preempts local regulations limiting state-certified high-impact data center development.
As of mid-2026, West Virginia hosts 13 documented data center projects representing $24.1 billion in announced investment and 18.7 gigawatts of power capacity. The three projects with confirmed construction activity or groundbreaking timelines:
Penzance — Berkeley County Approximately 1.9 million square feet, $4 billion announced investment, 600 megawatts of power. Berkeley County, Eastern Panhandle. TPO/EPDM large-format flat-roof systems across a multi-building campus. Approximately 1,000 construction jobs at peak. Multi-phase build; roofing scope extends across years.
Monarch Compute Campus — Mason County, Ohio River 1.3 gigawatts. Breaking ground 2026 on the Ohio River north of Point Pleasant. Largest announced campus in WV by power capacity. Roofing scope: large-scale warehouse-format and industrial-grade flat-roof systems. Multi-year build.
Google — Putnam County Multibillion-dollar. Governor Morrisey announced the project mid-2026 under HB 2014 fast-track authority. Land purchased; approved as a High Impact Data Center Project. Timing details not yet publicly confirmed.
These projects are not insurance-restoration work. They are planned capital builds driven by AI infrastructure demand and WV’s power grid position. Roofing subcontractors with the commercial flat-roof credentials (TPO, EPDM, PVC membrane systems; OSHA 30, fall-protection programs, certified payroll capability) to compete for these subcontracts are positioned for multi-year pipeline of a scale West Virginia has not previously generated.
Cash-flow reality for data center subcontractors: Large commercial GCs typically run net-30 to net-60 billing from milestone completion. A roofing sub delivering $800,000 in TPO membrane work on a six-month phase waits 30–60 days post-completion for payment while carrying $250,000–$400,000 in materials fronted at mobilization. That receivables window — confirmed contracted revenue, creditworthy GC payor, known payment timeline — is among the most favorable profiles for invoice factoring (not MCA): advance 85% of confirmed receivable face value at 2–3% per 30-day period, far cheaper than any MCA product.
Eastern Panhandle: Storm-Restoration and D.C.-Adjacent Commercial Market
The Eastern Panhandle — Berkeley, Jefferson, and Morgan counties — is West Virginia’s fastest-growing region, driven by D.C. metro bedroom-community expansion. Martinsburg (population ~20,000) has grown more than 50% since 2000 as federal workers and contractors priced out of Northern Virginia relocated across the state line.
This growth creates two distinct roofing demand drivers:
Storm-restoration demand: The Eastern Panhandle sits in an active spring hail corridor, with Berkeley County recording sixteen federally declared disasters over twenty years. Ice storms in January and February regularly produce ice-dam damage on the older housing stock in Charles Town and Shepherdstown. Spring and early-summer hail events — often sweeping northeast from West Virginia through the Shenandoah Valley — generate insurance-driven residential and commercial replacement demand. MCA use in this market typically covers materials fronted before insurance checks clear: a typical residential storm-restoration job ($12,000–$25,000 contract) may have $6,000–$12,000 in materials and crew costs fronted while the adjuster process runs 30–60 days.
D.C.-adjacent commercial market: Martinsburg is approximately 75 miles from Washington D.C., and the Eastern Panhandle’s commercial corridor has developed with logistics warehouses, distribution centers, light manufacturing, and federal contract facilities. Large flat-roof industrial and warehouse stock — common in the I-81 corridor through Martinsburg — generates consistent commercial re-roofing demand. These clients typically run on purchase-order-based billing with 30-to-45-day payment terms.
Charleston and Morgantown: Government and University Anchors
Charleston — the state capital (population ~45,000 metro) — generates consistent institutional roofing demand from the State Capitol Complex, state agency buildings, healthcare facilities (CAMC Health System, the state’s largest employer), and commercial real estate along Kanawha Boulevard and throughout the metro.
Morgantown — home to West Virginia University, the state’s flagship research institution — generates construction and facilities roofing demand from WVU’s main campus, the WVU Health Sciences Center, and ongoing commercial development in the growing university corridor. WVU-funded construction projects may be subject to federal prevailing wage if federal research or grant funding is involved in the capital program — verify on each project.
What an MCA Costs a West Virginia Roofing Contractor
For a roofing company averaging $35,000 per month in bank deposits during the active season:
| Advance | Factor Rate | Total Repayment | Cost | Daily ACH (~180 days) | Approx. APR |
|---|---|---|---|---|---|
| $15,000 | 1.22 | $18,300 | $3,300 | $102 | ~58% |
| $30,000 | 1.28 | $38,400 | $8,400 | $213 | ~68% |
| $55,000 | 1.35 | $74,250 | $19,250 | $413 | ~76% |
| $80,000 | 1.42 | $113,600 | $33,600 | $631 | ~84% |
APR estimates assume a 180-day repayment term. Actual APR depends on daily revenue, holdback percentage, and repayment pace. Use the MCA calculator to model your specific advance, factor rate, and expected repayment timeline.
Factor rates for West Virginia roofing contractors typically range 1.18 to 1.48. Established contractors (3+ years, current WVCLB license and WC, $30K+/month active-season average deposits, 620+ FICO, no active MCA) typically see 1.18–1.32. Mid-tier operators (1–3 years, primarily seasonal storm work, a pronounced winter deposit gap, 570–620 credit) typically see 1.32–1.42. Newer operators or those applying during the December–March slow period regularly see 1.40–1.48.
Always request a bank-statement program. West Virginia roofing revenue arrives by personal check, insurance ACH transfer, and commercial net-30 invoice — not by credit card. A card-split MCA will underwrite against a fraction of your actual revenue. Tell every funder: “My revenue is primarily checks and ACH transfers. I need a bank-statement program with ACH holdback, not a card-split program.”
MCA Providers That Fund West Virginia Roofing Contractors
| Provider | Min FICO | Min Monthly Revenue | Factor Rate Range | Best For |
|---|---|---|---|---|
| Credibly | 500 | $15,000/mo | 1.11–1.45 | Credit-challenged; lower minimum revenue |
| Fora Financial | 500 | $12,000/mo | 1.18–1.48 | Bad credit, fast funding under $500K |
| OnDeck | 625 | ~$10,000/mo | 1.10–1.50 | Established WV businesses, same-day funding |
| Kapitus | 625+ | ~$20,800/mo | 1.10–1.50 | Larger advances, established commercial contractors |
| Forward Financing | 500 | $10,000/mo | ~1.20–1.45 | Smaller advances, seasonal revenue patterns |
| National Funding | Not published | ~$20,800/mo | 1.10–1.20 | Lower factor rates, same-day |
| Lendio | 550+ | $10,000/mo | varies | Comparing multiple offers at once |
Browse the full provider directory to compare terms side by side. Use the MCA calculator to convert any term sheet to a true APR before committing.
Five Things to Check Before Signing an MCA in West Virginia
West Virginia gives you no statutory pre-signing disclosures. These checks are entirely on you.
1. Get the factor rate and total repayment in writing. WV law does not require it. Insist on both numbers in writing before signing. If a provider will not produce them, do not proceed.
2. Calculate the APR yourself. A 1.30 factor rate at a 6-month repayment pace is roughly 60% APR. A 1.40 factor rate is roughly 80%. Use the MCA calculator. If the APR exceeds 80%, compare invoice factoring (for receivables with a confirmed payor) before committing.
3. Read the forum-selection clause carefully — WV is itself a COJ forum. Search the contract for “confession of judgment,” “cognovit,” and “warrant of attorney to confess judgment.” A WV-forum COJ clause is enforceable in WV circuit courts under §56-4-48. Ohio (ORC §2323.13) and New Jersey forum clauses add further exposure. Get a West Virginia attorney to review any contract above $50,000 with a COJ clause.
4. Confirm a genuine reconciliation provision. A legitimate MCA lowers the holdback percentage when your revenue drops by 20–30%. A contract with no reconciliation clause effectively treats the advance as a fixed-payment loan regardless of actual revenue. WV roofing revenue can drop 60–80% in December through March; a fixed daily debit through that trough is unsustainable for most operators.
5. Size the advance to repay within your active revenue season. If winter deposits average $6,000/month and you commit to a $350/day ACH holdback, you are drawing down roughly $10,500/month in net losses during a season when checks barely arrive. Size the advance to repay within the active exterior season — typically March or April through October in most of WV — not across the winter trough.
When an MCA Makes Sense for a West Virginia Roofing Contractor
An MCA is worth considering when:
- You need capital in 24–72 hours and cannot wait for bank (2–4 weeks) or SBA (30–90 days) approval
- The use of funds is tied to a specific, contracted job with a clear repayment source — materials advance against a signed storm-restoration backlog, or mobilization capital against a confirmed data center subcontract
- Traditional credit is temporarily inaccessible due to age-of-business or seasonality factors
- The advance cost is smaller than the profit margin on the jobs it enables
An MCA is the wrong choice when:
- You hold confirmed receivables from a creditworthy GC or commercial client — invoice factoring is almost certainly cheaper
- You are funding ongoing operating losses with no identified revenue source to repay from
- You already have an open MCA — stacking holdbacks above 25–35% of revenue is unsustainable through winter
- Roofing materials net-30 supplier accounts (GAF, Owens Corning, ABC Supply) would cover the same material cost at no upfront cost
See MCA alternatives, MCA vs. SBA loans, and Is a Merchant Cash Advance Worth It? for the full comparison.
Browse the provider directory and model any offer with the MCA calculator before signing.
Sources: WV MCA disclosure law — no operative state law (verified against WV Legislature at wvlegislature.gov). WV COJ — WV Code §56-4-48 (circuit court entry of confessed judgment; wvlegislature.gov); §50-4-10 (magistrate court); §46A-2-117 (consumer credit COJ void). WV contractor licensing — WV Code Chapter 30, Article 42 (Contractor Licensing Act); WV Contractor Licensing Board (labor.wv.gov; wvclboard.wv.gov); threshold $2,500 residential / $5,000 commercial; Prov, Inc. exam vendor; $59.95 exam fee. Wage bond — WV Division of Labor wage bond requirement (labor.wv.gov): 4 weeks payroll + 15% benefits. WV workers’ compensation — WV Code §23-2 and §23-2-6 (statutory employer rule); privatization effective 2005–2008; BrickStreet Mutual → Encova Insurance; competitive market (agentsync.io; workerscompensationshop.com). WV prevailing wage — repealed 2016; no state Little Davis-Bacon; federal Davis-Bacon at $2,000 threshold (emarsinc.com; go-alliant.com; dol.gov). EPA RRP — WV not on 15-state authorized list (AL/DE/GA/IA/KS/MA/MS/NC/OK/OR/RI/UT/VT/WA/WI); federal cert sufficient (epa.gov/lead). WV minimum wage — $8.75/hr (2026; onpay.com; keka.com). Data center investment — 13 projects, $24.1B, 18.7 GW (servercountry.org; cleanview.co; westvirginia.gov); Penzance Berkeley County $4B/600MW (wvpublic.org); Monarch Compute 1.3 GW Point Pleasant (wvgazettemail.com); Google Putnam County (governor.wv.gov, Sept 2026); HB 2014 (2025) fast-track preemption (wvlegislature.gov). SBA WV District Office — 320 W. Pike St., Suite 330, Clarksburg, WV 26301; 304-623-5631 (sba.gov/offices). Provider data — individual provider disclosures, verified 2026.
This guide is general information, not legal advice. Consult a West Virginia attorney before signing any commercial financing agreement. Verify all WVCLB licensing requirements, workers’ compensation requirements, wage bond requirements, and federal EPA RRP requirements with current primary sources at labor.wv.gov, wvclboard.wv.gov, and epa.gov/lead before performing work.